わたしも、将来帰国した際にWiseカードで引き出しできたら便利だなと思っていたので、こちらの投稿記事を拝見してWiseに直接問い合わせました。

『NZで依頼＆発行したカードで日本のATMで引き出しはできるか？』という質問に対してのWiseからの返答は以下でした。できる様です。参考になればと思いお知らせします。そちらのご質問の主旨と合っていますように！

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You can use your Wise card like any other bank card to withdraw money at ATMs around the world.

If you’re using a different currency, the sum will be equivalent to the currency your card was issued in.

*If you withdraw cash in a currency you're not currently holding, we'll charge a conversion fee to convert for you. Learn more about spending fees.

You can either top up your Wise account in NZD then have it convert to JPY beforehand, or the system will convert for you when you withdraw, it depends on if you are satisfied with the current rates that you are getting.
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